/* Refiner MD -- one stylesheet for the whole site (2026-10-12 rebuild). */
:root {
  --ink: #14201b;
  --muted: #4b5b53;
  --pine: #1e4d3b;
  --pine-dark: #163a2c;
  --pine-ring: rgba(30, 77, 59, 0.22);
  --clay: #a94f2a;
  --sage: #eef3ee;
  --line: #d9e2db;
  --white: #ffffff;
  --container: 1120px;
  --radius: 14px;
  --section-y: clamp(56px, 8vw, 96px);
  --font-head: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body: 'Source Sans 3', system-ui, -apple-system, 'Segoe UI', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; font-family: var(--font-body); font-size: 18px; line-height: 1.6; color: var(--ink); background: var(--white); }
img, svg { max-width: 100%; height: auto; }
a { color: var(--pine); text-underline-offset: 3px; }
a:hover { color: var(--pine-dark); }
a:active { opacity: 0.8; }
:focus-visible { outline: 2px solid var(--pine); outline-offset: 2px; }
:focus:not(:focus-visible) { outline: none; }

h1, h2, h3 { font-family: var(--font-head); font-weight: 600; line-height: 1.15; color: var(--ink); text-wrap: balance; margin: 0 0 0.5em; }
h1 { font-size: clamp(2.2rem, 5vw, 3.4rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.4rem); }
h3 { font-size: 1.3rem; }
p { margin: 0 0 1em; }
.container { max-width: var(--container); margin: 0 auto; padding-inline: 20px; }
.eyebrow { font-size: 0.85rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--clay); margin-bottom: 0.75em; }
.lede { font-size: 1.2rem; color: var(--muted); max-width: 60ch; }
.skip-link { position: absolute; left: -9999px; top: 0; background: var(--pine); color: var(--white); padding: 10px 16px; z-index: 100; }
.skip-link:focus { left: 12px; top: 12px; }

/* Buttons: hover, active, focus, disabled */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 24px; border-radius: 999px; font: 600 1rem var(--font-body); text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: transform 0.18s ease, background-color 0.18s ease, color 0.18s ease, border-color 0.18s ease; }
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: scale(0.97); transition-duration: 0.05s; }
.btn:focus-visible { outline: 2px solid var(--pine); outline-offset: 3px; box-shadow: 0 0 0 4px var(--pine-ring); }
.btn:disabled, .btn[aria-disabled="true"] { opacity: 0.5; cursor: not-allowed; pointer-events: none; filter: grayscale(30%); }
.btn--primary { background: var(--pine); color: var(--white); }
.btn--primary:hover { background: var(--pine-dark); color: var(--white); }
.btn--outline { background: transparent; color: var(--pine); border-color: var(--pine); }
.btn--outline:hover { background: var(--pine); color: var(--white); }
.btn--light { background: var(--white); color: var(--pine-dark); }
.btn--light:hover { background: var(--sage); color: var(--pine-dark); }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 8px; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, 0.96); border-bottom: 1px solid var(--line); backdrop-filter: saturate(150%) blur(6px); }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 72px; }
.wordmark { font-family: var(--font-head); font-size: 1.6rem; font-weight: 600; color: var(--ink); text-decoration: none; letter-spacing: -0.01em; }
.wordmark span { font-family: var(--font-body); font-size: 0.8rem; font-weight: 700; letter-spacing: 0.14em; color: var(--clay); margin-left: 4px; vertical-align: 0.35em; }
.wordmark:hover { color: var(--pine); }
.wordmark:active { opacity: 0.8; }
.site-nav { display: flex; align-items: center; gap: 28px; }
.site-nav a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: 0.98rem; padding: 6px 2px; border-bottom: 2px solid transparent; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--pine); border-bottom-color: var(--pine); }
.site-nav a:active { opacity: 0.75; }
.site-header .btn { padding: 11px 20px; font-size: 0.95rem; }
.menu { display: none; position: relative; }
.menu summary { list-style: none; cursor: pointer; padding: 10px; border-radius: 10px; border: 1px solid var(--line); line-height: 0; }
.menu summary::-webkit-details-marker { display: none; }
.menu summary:hover { background: var(--sage); }
.menu summary:active { transform: scale(0.95); }
.menu__panel { position: absolute; right: 0; top: calc(100% + 10px); background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 16px 40px rgba(20, 32, 27, 0.14); padding: 10px; min-width: 240px; display: grid; gap: 2px; }
.menu__panel a { padding: 12px 14px; border-radius: 10px; color: var(--ink); text-decoration: none; font-weight: 600; }
.menu__panel a:hover, .menu__panel a:active { background: var(--sage); color: var(--pine); }

/* Sections */
.section { padding-block: var(--section-y); }
.section--alt { background: var(--sage); }
.section__head { max-width: 720px; margin-bottom: 40px; }
.hero { padding-block: clamp(48px, 7vw, 88px); background: linear-gradient(180deg, var(--sage) 0%, var(--white) 100%); }
.hero__grid { display: grid; grid-template-columns: 1.25fr 0.95fr; gap: 48px; align-items: center; }
.hero__note { font-size: 0.95rem; color: var(--muted); margin-top: 18px; }
.panel { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: 0 10px 30px rgba(20, 32, 27, 0.06); }
.panel h2, .panel h3 { font-size: 1.25rem; }
.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.checks li { position: relative; padding-left: 32px; }
.checks li::before { content: ''; position: absolute; left: 0; top: 0.35em; width: 20px; height: 20px; border-radius: 50%; background: var(--pine) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.card p:last-child { margin-bottom: 0; }
.step__num { display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--pine); color: var(--white); font-weight: 700; margin-bottom: 14px; }
.stat { font-family: var(--font-head); font-size: 2.4rem; font-weight: 600; color: var(--pine); line-height: 1; margin-bottom: 8px; }
.fine { font-size: 0.9rem; color: var(--muted); }
.callout { border-left: 4px solid var(--clay); background: var(--white); padding: 20px 24px; border-radius: 0 var(--radius) var(--radius) 0; }
.prose { max-width: 72ch; }
.prose h2 { margin-top: 1.6em; }
.prose ul { padding-left: 1.2em; }
.prose li { margin-bottom: 0.4em; }
.sources { font-size: 0.92rem; color: var(--muted); }
.sources li { margin-bottom: 0.5em; }

/* FAQ */
.faq { display: grid; gap: 12px; max-width: 820px; }
.faq details { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 0 22px; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 28px 18px 0; font-weight: 600; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 1.4rem; color: var(--pine); transition: transform 0.2s ease; }
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq summary:hover { color: var(--pine); }
.faq summary:active { opacity: 0.8; }
.faq details > div { padding-bottom: 18px; color: var(--muted); }

/* CTA band + footer */
.cta-band { background: var(--pine); color: var(--white); padding-block: clamp(48px, 6vw, 72px); }
.cta-band h2 { color: var(--white); }
.cta-band p { color: rgba(255, 255, 255, 0.86); max-width: 60ch; }
.cta-band .btn--outline { color: var(--white); border-color: rgba(255, 255, 255, 0.7); }
.cta-band .btn--outline:hover { background: var(--white); color: var(--pine-dark); }
.site-footer { background: var(--ink); color: rgba(255, 255, 255, 0.78); padding-block: 56px 32px; font-size: 0.95rem; }
.site-footer a { color: rgba(255, 255, 255, 0.9); text-decoration: none; }
.site-footer a:hover { color: var(--white); text-decoration: underline; }
.site-footer a:active { opacity: 0.75; }
.site-footer .wordmark { color: var(--white); }
.site-footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
.site-footer h3 { font-family: var(--font-body); font-size: 0.85rem; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255, 255, 255, 0.6); margin-bottom: 12px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer__bottom { border-top: 1px solid rgba(255, 255, 255, 0.14); margin-top: 40px; padding-top: 20px; font-size: 0.85rem; }

.breadcrumbs { font-size: 0.9rem; color: var(--muted); margin-bottom: 14px; }
.breadcrumbs a { color: var(--muted); }

@media (max-width: 900px) {
  .hero__grid, .grid-3, .grid-2, .site-footer__grid { grid-template-columns: 1fr; }
  .site-nav, .site-header .btn--primary { display: none; }
  .menu { display: block; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}